Having a credit card is a choice you should make based on what you use in your daily life. Knowing this, Discover has brought to the market a card that will provide more cashback options on all the purchases you make.

With Discover it Cash Back, you have access to cashback on all purchases and can take advantage of buying with more discounts at various partner establishments.

In this article, find out more about the benefits of Discover it Cash Back and how to apply for yours.


What are the benefits of the Discover it Cash Back Credit Card?

Someone using the Discover it Cash Back Credit Card in the computer.

The Discover it Cash Back is a card that is always requested because of all the advantages it has to offer its customers. And that’s why it stands out, for being a credit card full of benefits.

Here’s what you’ll get with Discover it Cash Back:

Cashback match

At the end of your first year, you get the advantage of receiving a refund equivalent to all the cash rewards accumulated, up to the maximum amount of $1,000.

This means that if you accumulate $1,000 in cashback during the first year, you will receive a full refund of an additional $1,000, totaling $2,000 in cashback benefits.

This exclusive Cashback match program maximizes your earnings, providing you with an even more rewarding experience when using the Discover it Cash Back card.

5% cashback

By using the card, you have the opportunity to earn 5% cash rewards on purchases made in rotating categories every quarter, up to the quarterly limit, upon activation.

In the quarter starting in January 2024, eligible establishments for the 5% cashback include restaurants and pharmacies that partner with Discover so you can enjoy this unique benefit.

It’s important to remember that the quarterly limit for this benefit is $1,500. So, pay attention when making your purchases.

Take advantage of maximizing your earnings in specific areas throughout the year, ensuring an even more advantageous financial experience with your card.

No annual fee

A distinctive feature of the Discover it Cash Back card is the absence of an annual fee. And this benefit is guaranteed for all credit card customers.

This translates into significant benefits for you since you won’t need to pay any annual fee to enjoy the card’s offerings. Just have the card and enjoy what it provides.

This policy reflects the commitment to provide customers with a fee-free financial experience, ensuring accessibility and convenience in using the Discover it Cash Back card.

Cashback rewards that don’t expire

A benefit that catches the eye of those who want this credit card is the fact that Cashback rewards have no expiration date.

This feature of Discover it Cash Back allows you to have more access to cashback without worrying about deadlines.

Unlike many other programs, accumulated rewards have no expiration date, giving you the freedom to accumulate benefits over time without the pressure to use them within a specific period.

This means that cashback rewards remain at your disposal for as long as you want, allowing you to use these earnings strategically and conveniently according to your financial needs and preferences.

Whenever you want, you can use the accumulated cashback for various purposes, such as discounts on bills or for cash withdrawals.


Discover it Cash Back stands out for its security concerns, offering a range of features to ensure peace of mind for its users.

The first point is Fraud Protection. Advanced fraud protection acts as a robust barrier, safeguarding your financial information against any unauthorized use.

This feature is essential to ensure the integrity and security of your transactions, providing you with confidence and peace of mind.

You also have access to Purchase Protection offered by Discover it Cash Back, which goes beyond, safeguarding your purchases against eventualities such as loss, theft or damage.

This means that your purchases are covered, providing you with an additional layer of security and ensuring that you fully enjoy your assets.

You can also count on travel insurance. For moments when you are on the go, Discover it Cash Back provides solid travel insurance.

This feature covers medical expenses, trip cancellation, and other unforeseen events that may arise during your journeys.

In this way, you can explore the world with confidence, knowing that you are protected against unexpected situations.

By offering this complete range of security measures, Discover it Cash Back reinforces its commitment to the comprehensive protection of its users in all aspects of their financial transactions and shopping experiences.

Customer Service

Discover stands out by offering customer service available 24/7, providing its customers with continuous access to the assistance they need.

Dedicated customer service representatives are recognized for their expertise and helpful attitude, ensuring that you receive effective support and accurate information whenever you need it.

The constant availability of 24/7 support is a crucial benefit, ensuring that you have immediate access to specialized assistance at any time through the company’s own chat.

Regardless of the time or situation, the team is ready to provide help, answer questions, and resolve issues, thus reinforcing the commitment to offer an exceptional and seamless user experience.


How do I apply for the Discover it Cash Back Credit Card?

See how simple it is to apply for your Discover it Cash Back:

  • Access the Discover it Cash Back website.
  • Fill in your name, social security number, and date of birth and proceed.
  • Fill in all your personal information and required documentation.
  • Confirm that everything is in order and submit the proposal.

That’s it. Now, wait for the credit check and the approval of your Discover it Cash Back. In a few days, you will receive the card at your home.



Liked getting to know this credit card? Visit the website and apply for the Discover it Cash Back now.

And check out other cards for you by browsing our website.