If you’re in search of your new credit card, the MBNA True Line Mastercard may be the right for you. Designed for quick approval and everyday use, offering benefits, it has been a great choice.

Therefore, in this article, we will provide more information about the MBNA True Line Mastercard, its benefits, and show you how you can get your credit card quickly.

Follow along and find out how to apply for your MBNA True Line Mastercard.


What are the advantages of having an MBNA True Line Mastercard?

Someone using the MBNA True Line Mastercard Credit Card.

The MBNA True Line Mastercard is a credit card designed for those who want to take advantage of the benefits offered and use it in their daily lives, enjoying all the benefits it provides.

Take a detailed look at the services and advantages you will have with this credit card:

Good daily services

The MBNA True Line Mastercard stands out by offering a comprehensive range of features and benefits designed to help cardholders save money and manage their finances efficiently.

One feature is the low-interest rate, set at 8.99% per year for purchases and balance transfers. 

This rate represents savings compared to the average credit card interest rates in Canada, which are around 19% per year.

Moreover, the annual fee for the MBNA True Line Mastercard is affordable, totaling only $39. This amount is lower than the annual fees of many other credit cards that offer competitive interest rates.

So, you have a credit card that is ideal for daily use, making your purchases and enjoying more advantages when buying and paying lower fees.

In addition to these benefits, the MBNA True Line Mastercard also offers some other features, such as:

  • Quick approval: The MBNA True Line Mastercard has a fast and easy approval process.
  • Access to Apple Pay: The MBNA True Line Mastercard is compatible with Apple Pay, allowing you to make purchases with your iPhone or Apple Watch.
  • Car rental discounts: MBNA True Line Mastercard holders receive a 10% discount on qualifying Avis and Budget car rentals in Canada and the United States.

Welcome offers

The MBNA True Line Mastercard presents an attractive range of welcome offers aimed at new cardholders, providing immediate benefits and significant advantages.

These offers include Exclusive Cashback for the first 3 months, where newcomers have the opportunity to enjoy cashback of up to 5% on qualifying purchases. This offer is an effective way to maximize returns on initial expenses.

You can also perform Interest-Free Balance Transfers for an extended period of up to 12 months.

Additionally, new customers of the MBNA True Line Mastercard have the opportunity to enjoy discounts on a variety of products and services offered by partner companies.

These welcome offers, combined with the favorable financial characteristics of the MBNA True Line Mastercard, make it an attractive choice for those seeking not only effective credit management but also immediate benefits and substantial savings from the start.

Additional benefits

In addition to the standard benefits, the MBNA True Line Mastercard stands out by providing a series of additional advantages. Including Purchase Protection, which covers damage or theft of goods purchased with the card.

You also have travel protection offered by the MBNA True Line Mastercard that covers various situations, including medical expenses, trip cancellation, and other unforeseen events.

And the Custom Rewards Program. Although the card does not adopt a traditional rewards program, cardholders can accumulate loyalty points, providing an opportunity to redeem them for a variety of rewards.


The MBNA True Line Mastercard offers a variety of security features to help protect your financial information, including:

  • Data encryption: Credit card data is encrypted to prevent unauthorized access.
  • Identity theft protection: MBNA offers identity theft protection, including fraud alerts and 24/7 assistance.
  • Purchase insurance: Purchase insurance covers damage or theft of goods purchased with the card.


Learn about the MBNA Payment Plan

To bring even more advantages to customers, the MBNA True Line Mastercard is part of the MBNA Payment Plan.

The MBNA Payment Plan is an option that allows cardholders to pay a balance of $100 or more in monthly installments. The plan is available for qualifying purchases.

Practically, cardholders can choose from three payment term options for their purchases, with the following details:

  • 6 months: 0% interest rate
  • 12 months: 9.99% interest rate
  • 18 months: 12.99% interest rate

To join the payment plan, cardholders must log into their online account or call MBNA customer service.

There is no enrollment fee to join the payment plan. It is included directly as a benefit of your card.

It’s worth noting that the minimum payment is 2% of the plan balance, with a minimum of $25.

The MBNA Payment Plan can be a useful option for those who want to pay a purchase balance in monthly installments. However, it is important to consider the interest rate and additional charges before joining the plan.


How do I apply for my MBNA True Line Mastercard?

Now that you’ve come this far, your desire is to have the MBNA True Line Mastercard and enjoy all the benefits it has to offer. 

So, check out our step-by-step guide for you to get yours:

  • Access the MBNA True Line Mastercard website
  • Check the boxes agreeing to all the terms.
  • Fill out the form with your personal information.
  • Include any contact information you have.
  • Also, provide your documents proving your residency in Canada.
  • Continue by selecting your employment and income for the bank to perform a credit check.
  • Review all the information, agree to all the boxes, and submit the proposal to the bank.

There you go. Now you have submitted your MBNA True Line Mastercard application, and all you need to do is wait for the bank’s approval to receive it at home and start using your credit card.


Simple and practical, you have access to the card and can enjoy your purchases even more, taking advantage of all the benefits.

Liked getting to know the MBNA True Line Mastercard? Visit the website now and apply for yours. And check out more credit card tips on our site.