The primary benefit of the BMO Preferred Rate MasterCard is its low interest rate, at 13.99% per year for purchases.

Additionally, the card comes with several advantages for those who want to make purchases both domestically and internationally. Here are some additional advantages:

  • Add another cardholder for free.
  • Enjoy extended warranty and purchase protection.
  • 24/7 emergency support anywhere in the world.
  • Fraud protection.
  • Travel insurance.
  • Purchase protection insurance.



How to get your BMO Preferred Rate MasterCard?

The BMO Preferred Rate MasterCard is an excellent credit card that can be easily requested through the bank’s portal.

Want to know how to get yours? Click the button below now and see an exclusive step-by-step guide to place your order!



As we said, the card has a series of security services among its benefits.

See what the card offers in terms of security for its customers:

  • Fraud protection: The card offers protection against fraud for purchases made online or by phone.
  • Travel insurance: The card offers travel insurance, which includes coverage for flight cancellations, lost or damaged luggage, and emergency medical expenses.
  • Purchase protection insurance: The card offers purchase protection insurance, which covers damage or theft of goods purchased with the card.
  • Alerts: You have an alert system on your smartphone for each activity that occurs with your credit card.

Digital features

See other bank features:

  • Mobile app: The BMO mobile app allows consumers to manage their card, including viewing the balance, making payments, and blocking the card.
  • Contactless payments: The card is compatible with contactless payments, allowing consumers to make payments without inserting the card into the machine.
  • BMO PaySmart: The BMO PaySmart service allows consumers to pay for their purchases with the card using their mobile phone.
  • Total control: Access the card, block, change the password, all directly through the app and whenever you need it.

Is BMO a reliable bank?

BMO Bank stands out as the eighth largest bank in North America, serving an extensive base of over 12 million customers worldwide.

Throughout a robust history, BMO has continuously introduced a growing variety of innovative products to meet the needs of customers.

This solid trajectory consolidates its reputation as a reliable bank, committed to providing exceptional services to facilitate your daily life.

Therefore, by choosing the BMO Preferred Rate MasterCard, you choose a reliable bank that will provide you with everything you need for security and comfort in your daily life.